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Your step by step guide to becoming a homeowner.


I'm Justin Smith

I’m in the business of helping people and building relationships. My goal as a father of 2 and as a husband of 20 years is to lead by example by taking action. I love family time, person development, working out, reading, outdoor activities and I'm a big foodie.  I am passionate about giving back to my community by volunteering my time and sponsoring local events.


As your dedicated loan officer, I’m committed to getting you to the finishing line and ensuring all questions are addressed in a timely manner. Whether you’re a first-time homebuyer, Veteran, needing down payment assistance or an experienced investor; I’m Always Happy to Help. With access to over 200 Lenders, I am confident I will find the best loan option based on your goals and financial situation.  

Don’t let industry jargon or input from renters deter you. My promise is transparency and guidance focused on your best interests, ensuring a seamless and exceptional homebuying experience. 

I’m here to educate and answer all your questions, empowering you with confidence every step of the way. I look forward to connecting with you and helping you with your lending needs. 

Talk Soon, 



Changing lives through homeownership by providing education, exceptional service and the best options that are in line with the borrower’s goals


My goal is to give clients the best understanding of their loan terms with a comfortable payment that allows them the freedom to still live life


"Retired 20-year US Army veteran here! Take my word… Justin is awesome! If you want a reliable loan officer, he’s your man! Upon retirement, I had a HUGE problem acquiring a loan due to major financial life changes. Even though I was completely qualified, other loan officers weren’t able to assist in getting a loan approved. Justin swooped in and knew exactly how to make it happen. He is incredible when it comes to staying on top of issues as they arise and is quick to reply when you have questions about the process. Not only did we get a sweet loan officer, but someone to call a great friend, who almost two years later, still reaches out to us to make sure we are doing ok. Thanks Justin!!!"
- Clint & Ashley McKinley






 "Justin and his team a handled our home purchase and financing like rockstars! Every step of the way he made it easy, stress-free and fun. Not something I would expect having done this a number of times with other companies where it was more painful. Thank you Justin for your hard work and guidance! "

 - TJ & Jacque

"From the very start of our home loan journey, it was evident that Justin was not your average loan officer. He wasn't solely focused on the transaction; he was invested in our dreams of homeownership. His passion for helping people get to the finish line was palpable. Justin took the time to understand our unique situation and financial goals, and he approached our case with a level of dedication and commitment that exceeded all expectations.

One of the most remarkable qualities that sets Justin apart is his ability to provide guidance that's not just about the numbers, but about the people. He listened intently to our concerns and desires, offering insightful advice that proved invaluable as we navigated the complex world of mortgages and home loans. He didn't just give us cookie-cutter solutions; he tailored his recommendations to suit our specific needs and aspirations.

Justin's communication skills are truly top-notch. In an industry where timely and clear communication can make all the difference, Justin consistently went above and beyond. He was always just a phone call or an email away, promptly responding to our questions and providing updates throughout the entire process. His transparency and willingness to explain every step of the loan process made us feel confident and well-informed every step of the way.

Moreover, Justin's work ethic is nothing short of extraordinary. He has an unparalleled drive to see his clients succeed, and he will stop at nothing to ensure that everything is in order. His attention to detail and thoroughness in reviewing documents and contracts gave us peace of mind, knowing that we were in the hands of a true professional.

I must stress that Justin Smith is among the rare individuals who combine their work ethic, dedication, patience, and genuine care for their clients into a single package. He's not just a loan officer; he's a trusted partner on your journey to homeownership.

In conclusion, if you are in search of a loan officer who is not only excellent at what he does but also genuinely cares about your financial well-being and homeownership dreams, Justin Smith is the person you need. His passion, guidance, and tireless dedication will make your home loan experience not just smooth but also memorable. Justin is a rare gem in his field, and I couldn't be more grateful for the exceptional service he provided us "

 - Magnus Ukonu